leeslover Posted March 20, 2007 Share Posted March 20, 2007 This one has been in the media recently, but for those who missed it or haven't gotten round to it, it's really easy, risk free and boy does it feel good. Basically a recent High Court judgement ruled that banks, credit card firms etc are breaking the law by charging you £20-40 per time you go overdrawn, fail a payment, make a late payment or whatever. So they have to give it back to you, going back 6 years! The banks aren't contesting them, they are just processing the claims, sometimes making a cheeky offer, but basically paying out. It cost me a fiver for Natwest to send 6 years worth of statements out, 15 minutes to go though them and a couple to stick my details in the template letter. It's suprising how much the gits have had off me when I've had a tight month, got the finances wrong and the matter of a day or so makes half your monthly bills go pear shaped. Found out today, its all on the way back to me. MWAHAHAHAHAHAHA! Just keep a copy of everything and spend a pound or two on sending it registered to your bank's customer relations people. Happy hunting! http://news.bbc.co.uk/1/hi/business/6170209.stm Link to comment Share on other sites More sharing options...
maddog Posted March 20, 2007 Share Posted March 20, 2007 This one has been in the media recently, but for those who missed it or haven't gotten round to it, it's really easy, risk free and boy does it feel good. Basically a recent High Court judgement ruled that banks, credit card firms etc are breaking the law by charging you £20-40 per time you go overdrawn, fail a payment, make a late payment or whatever. So they have to give it back to you, going back 6 years! The banks aren't contesting them, they are just processing the claims, sometimes making a cheeky offer, but basically paying out. It cost me a fiver for Natwest to send 6 years worth of statements out, 15 minutes to go though them and a couple to stick my details in the template letter. It's suprising how much the gits have had off me when I've had a tight month, got the finances wrong and the matter of a day or so makes half your monthly bills go pear shaped. Found out today, its all on the way back to me. MWAHAHAHAHAHAHA! Just keep a copy of everything and spend a pound or two on sending it registered to your bank's customer relations people. Happy hunting! http://news.bbc.co.uk/1/hi/business/6170209.stm So overly organised and anal am I, there is nothing for me to claim back! Link to comment Share on other sites More sharing options...
leeslover Posted March 20, 2007 Author Share Posted March 20, 2007 So overly organised and anal am I, there is nothing for me to claim back! See, that's your Protestant upbringing - do nowt much wrong, just go along on the level. As a Catholic, I have enjoyed sinning , and now feel fantastic when the slate is wiped clean. Not even a couple of Hail Marys! Link to comment Share on other sites More sharing options...
Beardy Posted March 21, 2007 Share Posted March 21, 2007 (edited) See, that's your Protestant upbringing - do nowt much wrong, just go along on the level. As a Catholic, I have enjoyed sinning , and now feel fantastic when the slate is wiped clean. Not even a couple of Hail Marys! Im an athiest and im as dodgy as a street trader selling dodgy t-shirts! But you know what they say. "Atheism, is a non prophet organisation!" xxxxxx However, within the confines of my Atheism, I accept the absolute supremacy of His Holyness the Pope, and I request hundreds of hours of excruciating torture to purge my soul of it's evil nature. Including the comfy cushions. Edited March 21, 2007 by leeslover NOBODY EXPECTS THE SPANISH INQUISITION! - LL Link to comment Share on other sites More sharing options...
inspectormorose Posted March 21, 2007 Share Posted March 21, 2007 This one has been in the media recently, but for those who missed it or haven't gotten round to it, it's really easy, risk free and boy does it feel good. Basically a recent High Court judgement ruled that banks, credit card firms etc are breaking the law by charging you £20-40 per time you go overdrawn, fail a payment, make a late payment or whatever. So they have to give it back to you, going back 6 years! The banks aren't contesting them, they are just processing the claims, sometimes making a cheeky offer, but basically paying out. It cost me a fiver for Natwest to send 6 years worth of statements out, 15 minutes to go though them and a couple to stick my details in the template letter. It's suprising how much the gits have had off me when I've had a tight month, got the finances wrong and the matter of a day or so makes half your monthly bills go pear shaped. Found out today, its all on the way back to me. MWAHAHAHAHAHAHA! Just keep a copy of everything and spend a pound or two on sending it registered to your bank's customer relations people. Happy hunting! http://news.bbc.co.uk/1/hi/business/6170209.stm Just got home and i've got a mail in my inbox from summat called CONKERS about this very thing,even offering to pay my bank for the copy statements for me. Sounds very sus Won't be playin'. Link to comment Share on other sites More sharing options...
leeslover Posted March 21, 2007 Author Share Posted March 21, 2007 Just got home and i've got a mail in my inbox from summat called CONKERS about this very thing,even offering to pay my bank for the copy statements for me. Sounds very sus Won't be playin'. Yeah, some firms are taking it as a no win no pay, but all you need to do is fill your name and bank details on the templets letter and post it, so it's a waste of money. Link to comment Share on other sites More sharing options...
chickers Posted March 21, 2007 Share Posted March 21, 2007 In the process of doing this myself they have about 18 days left before i send the next stage letter all good fun! Link to comment Share on other sites More sharing options...
leeslover Posted March 21, 2007 Author Share Posted March 21, 2007 In the process of doing this myself they have about 18 days left before i send the next stage letter all good fun! Everyone at my work is doing it - I think the key is not to get stressed if they don't reply in time, one phone call to see what they are up to then onto the next stage. It isn't like you are making a complaint at service, you are demanding money with the High Court behind you. Strike ! for the little guy! A few banks have cocked up and missed a few cases, and had the Bailiffs in their branches or Head Office Link to comment Share on other sites More sharing options...
chickers Posted March 21, 2007 Share Posted March 21, 2007 Everyone at my work is doing it - I think the key is not to get stressed if they don't reply in time, one phone call to see what they are up to then onto the next stage. It isn't like you are making a complaint at service, you are demanding money with the High Court behind you. Strike ! for the little guy! A few banks have cocked up and missed a few cases, and had the Bailiffs in their branches or Head Office i know its great on one website i have been on there is even a "league table" showing who has paid out the most to date! and the bank who has paid most out to date is also the one which is featuring in a new expose on the tele in the next few days!! Link to comment Share on other sites More sharing options...
SAV Posted March 21, 2007 Share Posted March 21, 2007 So overly organised and anal am I, there is nothing for me to claim back! Organised and anal ,they owe me £2.75..............organised and anal Link to comment Share on other sites More sharing options...
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